Auto-log from SMS & Apple Pay
BucksBuddy AI reads your bank notifications and Apple Pay alerts to automatically log and categorize every transaction. No manual entry.
Every buck,
accounted for
Track spending, set budgets, split expenses with your partner — no spreadsheets needed.
Start for free
☕
Starbucks
-$4.50
Groceries
72%
↑
$120 saved this month
What can you do with BucksBuddy?
Your month at a glance
See your total spending, income, and budget progress — all in one dashboard.
Spent in April
$2,847
☕
Starbucks
-$4.50
See where it all goes
Charts that actually make sense.
🍔
Food
32%
$1,420
Split with your partner
No more spreadsheets.
James & Sarah
↓
Sarah owes you
$42
Budgets that keep up
Real-time progress bars keep you honest, and alerts warn you before you overspend.
Groceries
72%
⚡
$80 left
How do transactions log
themselves automatically?
BucksBuddy AI reads your bank SMS and Apple Pay notifications to automatically categorize and log your spending.
Why does this budgeting actually work?
Split expenses with your partner
Create a household, split costs automatically, and see who owes what — no awkward spreadsheets or payment requests.
Budgets that match your life
Set monthly budgets by category with real-time progress bars. Get notified before you overspend, not after.
Spending insights that make sense
See exactly where your money goes with category breakdowns, monthly trends, and charts that are actually useful.
Your data stays yours
Bank-level encryption, on-device processing, and zero data selling. Your financial life is private — period.
Why do 1,000+ users trust BucksBuddy?
Designed and built by finance professionals who know money.
I used to forget to log half my transactions. Now I just open the app and they're already there. First budget app I've actually stuck with past two weeks.
Didn't have to share my bank login, that's what got me to try it. The SMS approach is genuinely clever and I trust it more than the apps that pull my full transaction history.
Honestly thought another finance app was the last thing I needed. Two months in and I open it more than Instagram, which is either embarrassing or a good sign.
Found three subscriptions in the insights tab I'd completely forgotten about. Cancelled them and got back roughly ¥2,400 a month. Adds up.
My husband and I split rent and groceries through the household feature. We don't argue about who paid for what anymore. That alone justified me convincing him to install it.
Set a dining-out budget and got a quiet nudge halfway through the month telling me I was on track to overspend. Pulled it back before payday for once in my life.
Bought a coffee at lunch and by the time I got back to my desk it was already in the app, categorized correctly. Took me a few days to stop checking it actually worked.
Switched over from YNAB. Took me a couple of days to settle in but the auto-categorization saves me about an hour a week of fiddling. No regrets so far.
Wish I could rename a couple of categories more easily, but the defaults are sensible. I've only had to recategorize maybe two transactions in a month, which is better than I expected.
Doesn't beg me to upgrade every five seconds, doesn't fill the screen with offers. It just shows me where my money went. Refreshing for a finance app.
I'm bad at money apps. This one didn't ask for my bank password and didn't make me set up fourteen categories before I could see anything. Felt useful inside five minutes.
Used spreadsheets for years. Switched last month and I'm not going back. The shared balance with my wife means we finally agreed on a savings goal without arguing about coffee.
Got questions about BucksBuddy?
Yes! Core features like transaction tracking, budgets, and category insights are completely free. We offer a Pro plan with advanced features like household splitting and detailed analytics.
BucksBuddy AI reads your bank SMS notifications and Apple Pay alerts to automatically categorize and log your spending. No manual entry needed.
Absolutely. Your data is encrypted and stored securely. We never share your financial information with third parties. All processing happens on-device when possible.
Yes! Create a household, invite your partner, and BucksBuddy automatically tracks who spent what and calculates balances. No more spreadsheets or awkward conversations.
You keep all your data. You'll just lose access to Pro features like household splitting and advanced insights. You can re-subscribe anytime.
BucksBuddy is currently available on iOS. Android is coming soon — stay tuned!
No. BucksBuddy works by reading your bank SMS and Apple Pay notifications — no bank login or account linking required. Your credentials stay with you.